119th Congress
H.R. 1919

Bans Federal Reserve digital dollar and individual accounts

Bars Federal Reserve banks from offering direct services or accounts to individuals and from issuing a digital dollar; bars the Fed Board from using one for monetary policy and from testing or studying one.

  • Federal Reserve banks could not offer products or services directly to individuals
  • They could not hold accounts for individuals or issue a digital dollar
  • The Federal Reserve Board could not use a digital dollar for monetary policy
  • The Board could not test, study, create, or implement a digital dollar, with exceptions

Passed the House · Senate's turn

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